landlords rent guarantee
  • Protect Your Rental Income with
  • Comprehensive Insurance
Insurance Award Insurance Awards review score award

Landlords Rent Guarantee Insurance

Landlords rent guarantee insurance protects landlords if  tenants fail to pay the rent or service charges.

Our Landlords rent guarantee protection insurance is included with legal expenses and advice. This means you are covered against a range of risks, including legal disputes surrounding the property, rent recovery, and recovery of service charges that are due. Not only this, but this policy provides landlords with expert helpline support for a range of legal matters.

Legal helpline

You can access legal advice by phoning the Qdos Legal Advice Line. You’ll find the number on your policy schedule. Legal advice for landlords includes:

  • Employment tax
  • Health and safety
  • Contractual matters

The Key Areas of Cover Include:

  • Cover for rent that your tenants have not paid
  • Cover for service charges not paid by your tenant and the legal expenses for dispute
  • Protection against legal expenses should you need legal intervention
  • No excess for legal protection and low excess for rent guarantee
  • Legal costs for rent debt recovery
  • Loss of salary for time off work to attend hearings
  • Much much more!

It’s highly recommended that you take advantage of the legal advice helpline. Advice is especially important when it comes to drawing up a tenancy agreement that protects your interests and your tenants’ rights. It’s essential to include the consequences of late rent payments and the procedure to recover rent arrears. It’s also important to detail service charges for which the tenant is responsible so there is no confusion regarding payments. The clearer the tenancy agreement, the better for both landlords and tenants.

Get a Quote

Our Landlords Guides

  • money icon

    What to do if your Tenants won’t Pay the Rent

    When you buy to let, the benefits seem obvious: the rental income will pay off the mortgage and after a given time frame you will receive a healthy supplement to your income from your additional property or properties. However, letting out a property can equally be a nightmarish experience which results in you losing money […] Read More

  • lock icon

    Help! My Tenant won’t let me onto the Property

    If you need to gain access to your rented property for any given reason, for example to do a gas certificate or to show potential new tenants the property, but your tenant does not grant you permission to enter, you first need to get permission from the tenant and until given you are not legally […] Read More

  • question mark icon

    Toilet Got You Up the Creek?

    Forget sliced bread, indoor flushing toilets are the best invention ever. Life would be unbearable without them, as you’ll know if you’ve ever had a problem that’s left your lavatory out of commission for any length of time. Unfortunately, loo trouble is quite common (it’s pretty much what keeps plumbers in business), which is why […] Read More

Our Landlords Articles

  • pointing hand icon

    Landlord Mistakes you Should Never Make

    When it comes to being a landlord, a lot of responsibility rests on your shoulders – not only do you need to keep good tenants in your property, you need to ensure the house is maintained well and make sure you put measures in place to prevent the tenants from damaging your property. In short, […] Read More

  • roof insulation icon

    Rent Indemnity Insurance 101

    Landlords may be surprised to discover that there are some important caveats to rent indemnity insurance that they may have completely overlooked. For example, as a landlord, you may have bought standard cover and assumed the policy covers absolutely everything, from fire damage to tenants defaulting on the rent. However, there might be some little […] Read More

  • Ageas
  • Axa
  • UK General
  • Trading Standards
  • BHTA