• Take Care of Your Mobility Scooter
  • with Comprehensive Insurance


  • Punctures & Breakdown and Recovery
  • Third Party Liability & Legal Expenses
  • Theft & Accidental Damage
  • Underwritten by Salvation Army General Insurance Corp
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Mobility Scooter Insurance

Mobility scooters are a great help for people who have difficulty maintaining their independence due to mobility limitations. Surewise.com’s mobility scooter insurance helps ensure their independence with comprehensive cover for accidental damage, theft, third party liability, recovery, and personal accident. Three levels of cover are available for all types of mobility scooters. So you can insure lightweight class 2 scooters and heavy duty, all-terrain class 3 vehicles for 1, 2 or 3 years.

Policies start at just £44.00 per year and you can get a quote quickly and easily online.

Unlike many of our competitors, Puncture Repair is included in our policy. Around 80% of mobility scooter claims are puncture repairs, so, by insuring your scooter with Surewise.com you are getting the best cover around at no extra cost.

Now available with 24/7 365 days a year breakdown and recovery service.
All our Mobility Scooter Insurance policies include cover for breakdown recovery costs as standard. This means the insured can claim at later date for the costs of a taxi to collect you and your scooter in the event of a breakdown.

Key Benefits

  • Puncture Repair included at no extra cost
  • Cover New and Second hand scooters
  • Costs for transport home, within 10 mile radius of home or repair centre
  • Recovery covers holiday accommodation within a 10 mile radius
  • Recovery assistance available 24/7
  • Personal accident
  • Accidental damage
  • Malicious damage and Vandalism
  • Fire, storm and flood
  • Theft
  • Third party liability up to £2M
  • Personal effects
  • One policy can cover multiple scooter riders – not just yourself
  • Hire costs for alternative equipment
  • International travel cover
  • Legal expenses up to £100,000


Get a Quote

Levels of cover

You can choose between three levels of cover:

  1. Bronze: Insure your mobility scooter for just £44.00 and get cover for loss, theft and damage up to £3000, puncture care, third party liability, recovery costs, legal expenses and more.
  2. Silver: Insure you mobility scooter for £54.00 and get cover for, loss, theft and damage up to £7000, cost of hire, new for old replacement, personal accident and hospital benefits, legal expenses and more.
  3. Gold: Insure your mobility scooter for £65.00 and get cover for loss, theft and damage up to £10,000, travel cover, puncture care, personal effects, legal expenses and more.

Our Price Match Guarantee

Insurance Price matchWe offer much more than just great prices, but we don’t want price to be a reason you shop elsewhere.

At Surewise.com we believe that our Mobility Scooter cover is the cheapest and best value cover on the market.

So, if you find the same cover cheaper elsewhere, we promise we’ll match it – even up to 7 days after your purchase.

All you need to do is make a note of the supplier, its price and the cover you want us to match. We will verify and match the price there and then for you.

To benefit by phone, call 01268 200020 or email, customerservices@surewise.com

Price Promise terms and conditions

  1. We’ll match our competitor’s website UK price.
  2. The competitor’s product must provide the same cover levels as ours, and be offered on the same terms.
  3. We will price match up to 7 days after your purchase.
  4. We must be able to verify the competitor’s price and cover levels.
  5. We’ll match the price of a product; not other charges or other services, and a discount must not have been provided.
  6. Cannot be used with any other offer.

What types of mobility scooters are covered?

You can get cover for a range of mobility scooters, including:

Class 2 Scooters

You can use class 2 mobility scooters on pavements and in shopping areas. They can be three wheel, four wheel and even five wheel models. If you want a small, light and affordable mobility scooter, then consider class 2 models, such as Pride Go-Go Elite Traveller Plus and Pro Rider Freedom Mobility Scooter. Maximum speed limit is 4mph.

Folding Mobility Scooters

Folding mobility scooters (also known as portable scooters or travel scooters) are small, lightweight and are easy to fold up or disassemble for transport and storage. Examples include Pro Rider Elite Portable Mobility Scooter, Drive Scout 3 and Shoprider Whisper. Maximum speed limit is 4mph.

Class 3 Scooters

You can use class 3 mobility scooters on the road, on pavements and in shopping areas. With the right tyres and rear wheel drive (RWD), you can even go off road. Class 3 mobility scooters are fairly large, with suitably large batteries and many manufacturers aim to make them super-comfortable and luxurious. They are relatively far-ranging and come with extra safety features, such as front and rear lights, indicators, horn, brakes and rear-view mirrors. These features are important if you drive your scooter on roads. Some of the best class 3 mobility scooters include: Drive Royale 4, Pride Colt Executive and Shoprider Cordoba. Maximum speed limit for class 3 mobility scooters is 8mph.

Manual wheelchairs also covered

According to UK law, you don’t need insurance for mobility scooters, but from a protection point-of-view, comprehensive cover is non-negotiable. Surewise.com has you covered whether you accidentally knock someone down, scratch someone’s car or get a puncture. Mobility scooter cover also includes breakdown and roadside assistance.

If your scooter is damaged beyond repair or the cost of repairs is exceptionally high, we will replace it with a similar make and model. You can get mobility scooter insurance for a variety of UK manufacturers, including Pride, Kymco, Shoprider, Pro Rider, Drive Medical, Days Healthcare and Electric Mobility scooters.

Mobility Scooter Insurance Law

You are not required by law to have a licence to drive a mobility scooter or powered wheelchair, but it may have to be registered. According to law, class 2 invalid carriages are barred from the road and have a max speed of 4mph. Class 3 invalid carriages can be used on the road and have a max speed of 4mph off road, and 8mph on road. You don’t have to register class 2 invalid carriages.

Scooter insurance quotes available for 1, 2 or 3 year policies:
Get a Quote

Mobility Scooter Articles

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    Mobility Scooters and the Law

    Powered wheelchairs and mobility scooters Wheelchairs, powered wheelchairs and mobility scooters are considered ‘Invalid Carriages’ by law. Each is in its own class. Manual wheelchairs (Class1) and powered wheelchairs with an upper speed limit of 4mph (Class 2) are designed for use on footways or pavements, while powered mobility scooters (Class 3) have an upper […] Read More

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    Mobility Scooters and Third Party Liability Cover

    There’s much ado about an obscure European law dating back to the early 70s which has been dragged back into the light. The law effectively makes insurance for all motorised vehicles, including motorised wheelchairs, ride-on lawnmowers, golf-buggies and mobility scooters, compulsory. Currently, nobody in the EU or UK is quite sure what the implications are, […] Read More

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    Mobility Scooters on the Road

    The rules for mobility scooters on the road are the same for motorists; however, there are some cautionary rules which apply specifically to mobility scooter (or invalid carriage) users. So you should begin by familiarising yourself with the most pertinent rules which apply. On the road Take good care when travelling on the road; remember […] Read More

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    Mobility Scooters, Road Tax and VAT Exemption

    There were some big changes to vehicle tax during 2014, notably the disappearance of the paper licence disc and the appearance of an automated tracking system called ANPR – automatic number plate recognition. One of the questions people have regarding the new system is how the changes relate to different types of vehicles, especially ‘alternative’ […] Read More

..and Guides

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    Collapsible Mobility Scooters – The SureMag Review

    No one could argue that mobility scooters aren’t a godsend, allowing people with a mobility-related disability to remain independent as they transport themselves from A – B. Transporting mobility scooters, on the other hand, can be a painful experience, especially if you’ve got a large deluxe machine. Fortunately, many of the modern, lightweight travel mobility […] Read More

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    Whether you’re ageing gracefully and want to maintain your independence, or need something that will enable your child to stay independent through a difficult illness or injury, there are mobility scooters to meet your needs. The mobility aid industry in the UK is growing exponentially. So now mobility scooter manufacturers produce lighter, more luxurious, and […] Read More

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    Great Tips on How to Buy and Hire Mobility Scooters

    Buy a mobility scooter: Online or In-Store? There are several things you need to consider before you buy a mobility scooter, but one of the first is whether you’re going to buy your scooter online or in-store. Buying online has the benefit of being convenient, but you don’t benefit from in-store service and advice. TGA […] Read More

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    Mobility Scooters on the Train

    The biggest problem that concerns mobility scooters and public trains lies in the design of the scooter. Mobility scooters are designed to allow people with special mobility needs to get around indoors and outdoors without having to walk or use public or private transportation. They aren’t designed to be carried by public transport vehicles because […] Read More

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