care home insurance
  • Carers & Personal Assistant Insurance
  • Cover starts from £6.25 a month
  • Public liability cover up to £5 million
  • No excess
  • Disability cover for injuries
Insurance Award Insurance Awards review score award

Carers Insurance and Personal Assistant Insurance

All carers and personal assistants, whether they work for an agency or are self-employed, should consider protecting themselves with specialised insurance cover, especially liability insurance.

Public liability insurance for carers and personal assistants is particularly important because it protects you from a claim in the event of an accidental injury to any person, loss of or damage to property in connection with your occupation.  Life’s unpredictability, which carers deal with on a daily basis, means that this cover can provide much-needed security whilst at work.

Our Carer & Personal Assistant Insurance also provides cover for personal injury at work, personal belongings and legal protection.  Throughout the policy there are no excess payments in the event of a claim and no hidden charges.

All policies cover administering of prescribed medicines and first aid.

Our legal cover protects you from costs coming from a legal action to defend your legal rights arising out of allegations of negligence or abuse arising out of your employment as a carer or personal assistant.

We offer a range of carer’s insurance policies, from our bronze insurance policy to more comprehensive coverage. Cover starts at only £6.25 per month.

All our Carers Insurance policies are underwritten by SAGIC, (Salvation Army General Insurance Company), who are wholly owned by The Salvation Army.  SAGIC give 100% of their profits back to The Salvation Army to help people in need, so your policy will help here too.

Take a look at the 3 levels of cover available and then simply click to get an online quote for your choice of carer’s public liability insurance.

 

You can choose between 3 levels of cover:

  • Bronze: Provides public liability cover for carers up to £1 million
  • Silver: Provides public liability cover for carers up to £2 million
  • Gold: Provides public liability cover for carers up to £5 million

What does carers liability insurance cost?

Carers liability insurances costs can be paid monthly or annually.

Monthly premiums:

  • Bronze: £6.25
  • Silver: £8.91
  • Gold: £13.73

Carer Insurance Benefits include:

  • Public liability
  • Overseas cover up to 90 days (Gold only)
  • Personal belongings at work up to £250
  • Accidental death (Bronze £7500, Silver £10,000, and Gold £12,500)
  • Disability Cover
  • Hospitalisation (accident-only) per day (Bronze £25, Silver £50, and Gold £75)
  • Legal expenses up to £10,000
  • Administering of prescribed medicines and first aid.
  • No excess!

To get full cover details, get a quote now.

Note:

  • There is a 7-day waiting period before you can submit your first claim on your carer’s insurance, unless …
    • The claim is for accidental injury. Accidental injury cover starts immediately.
  • Read your carer’s policy wording carefully and ensure you fully understand what is covered and what is excluded.
  • Your policy wording also details how to submit a claim. The carer’s insurer from whom you claim differs per section of cover.

 

  • Ageas
  • Axa
  • UK General
  • SAGIC
  • Allianz
  • Trading Standards
  • BHTA