Landlords Building and Contents Insurance
Comprehensive insurance cover for the buildings and contents of landlords’ buy-to-let properties
It is essential that landlords protect their greatest assets – their property to let. While home emergency and rent guarantee cover provide a great deal of protection, they don’t cover the building itself, or its contents. For that you need our Landlords Building and Contents Insurance, and we can offer you a winning policy!
- Loss of rental income cover
- Bedroom-rated cover up to £500,000 maximum claim limit
- Reimbursement of extra costs incurred to re-let a property after an insured event
- Trace and Access
- Covers increased domestic water meter charges following escape of water
- Costs of debris removal (including tenants contents if not separately insured)
- Covers damage caused by forced access by emergency services
- Landlord’s Legal Protection up to £50,000
- Replacement of locks if keys are stolen
- Temporarily unoccupied properties covered
- DSS, asylum seeker & student tenants catered for
- Property Portfolios and Houses of Multiple Occupation (HMOs) catered for
- No claims discount
- Alternative accommodation costs for tenants if the property is uninhabitable following an insured event
- Malicious damage and theft by tenants
More Benefits for our Landlords Residential Let Insurance Customers
Our Landlords Building and Contents Insurance is comprehensive, and affordable.
Protect your bricks and mortar from a range of risks, including fire, lightning storm, subsidence, flood, theft, malicious damage, and escape of water, and protect the landlord’s contents, including fixtures and fittings installed, such as kitchen units, built-in appliances and bathroom suites.
We also offer Optional Additional cover for:
- Landlord’s Own Contents Cover
- Landlord’s Home Emergency Cover
- Rent Arrears Indemnity Protection Cover (loss of rental income)
- Accidental Damage (fixed glass, underground tanks, pipes and service cables, landscaped gardens, unauthorised use of metered utility services such as gas & electricity),
Surewise.com has teamed up with Mosaic Insurance Services Limited to provide you dedicated quotes, please call 0845 557 8698 to speak to one of our insurance experts.
Mosaic Insurance Services Limited in authorised and regulated by the Financial Conduct Authority FRN 657049.
Mosaic Insurance Services Limited’s Residential Let Policy (underwritten by SAGIC) has been awarded a 4-star rating by Defaqto.