Appliance Insurance

Cover Includes 

✓  White & Brown Goods

  Events not covered by Contents Insurance

✓  Items Protected up to Value of £5000

✓  No Hidden Fees or Price/Excess Hikes


Cover from just £6.58 per month

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Appliance Insurance

Insure your home appliances with our single and multi-appliance insurance cover from just £6.58 a month

The ability to predict when things might go wrong is something everyone would love, especially when it comes to your household appliances giving up on you. 

Our Home Appliance Insurance protects you against the unexpected costs of repair or replacement of your common household appliances.

Combining technology, outstanding customer service and flexibility, our single and multiple appliance insurance is designed with your happiness in mind.

So whether its your HD TV, two-door fridge freezer, dishwasher, washing machine, tumble dryer or even all of the above. Our comprehensive home appliance insurance and extended appliance warranty options allow you to live life confidently knowing that the most important domestic appliances in your home are completely covered!

Why choose us?

There are many reasons to choose our policies, here are just a few of them

Ultimately we want to help you be protected from the unexpected and provide you with:

  • Cover which will be available for the a wide range of household appliances  and from all major manufacturers
  • Access to a network of quality-approved engineers and technicians
  • Quick response times
  • No call out fees
  • UK based call centre
  • Access to an online account which will allow you to conveniently manage your policy 
  • Fast quote process  
  • An option to extend your warranty for 6 or 7 years – until your appliance is 8 years old

Cover options

Our appliance insurance cover includes policies ranging from singular appliance cover through to our bronze, silver and gold tiers for multi-appliance protection for kitchen, laundry and entertainment appliances up to a total of £5000.

  • Single appliance cover: Our policies start from just £6.58* per month. Cover for a single household appliance up to a total value of £3000 (kitchen and audio/visual appliances). *Only to be paid annually
  • Multi-appliance insurance cover start from just £10.99 per month. We offer three levels of cover for you to choose from:
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  • Bronze cover: Cover for multiple household appliances up to a total combined value of £1000 (kitchen appliances only)
  • Silver cover: Cover for multiple household appliances up to a total combined value of £3000 (kitchen and audio appliances)
  • Gold cover: Cover for multiple home appliances up to a total combined value of £5000 (kitchen and audio appliances).

What is covered?

Please have a look at the main coverage :

  • Cover for mechanical or electrical breakdown which isn’t covered by traditional domestic contents insurance
  • Call-out costs
  • Replacement or repair fees
  • Labour and parts
  • An unlimited amount of repairs up to the policy limit
  • No limit to the number of items you have on the policy as it is calculated by the value of the items

What is not covered?

We aim to be as clear and transparent as possible:

Please have a look at some aspects that we do not cover, because sadly we cannot cover everything.

  • Appliances which were faulty or experienced a breakdown prior to the policy start date
  • Appliances that break down within the 14 day moratorium period
  • Pixilation, gas discharge, re-gassing or image burn on any surface or screen
  • Damage to any surround the appliance is fitted in
  • Accidental damage 

Important bits to know

Please note there is a 14-day Moratorium with this policy before you are able to make a claim.

In the event of a claim, please be aware you will need a proof of purchase of the appliance to confirm you are the first owner.

In the event that an incident will likely result in a claim please call 03300 555 274. Our appliance insurance policies are underwritten by AmTrust International Underwriters Ltd and all claims will be handled by the Business and Domestic Administration Services (Motorway Direct).

What Domestic Appliances are covered?

Get Domestic Appliance Insurance for a range of kitchen (white goods) and audio/visual appliances (brown goods) including;

  • Cooker, oven and hob
  • Dishwasher, washing machine, tumble dryer and washer/dryer
  • Microwave oven
  • Fridge, freezer and fridge/freezer
  • TV and DVD player/recorder
  • Hi-Fi systems, sound servers for WiFI MP3 and surround sound equipment
  • Sky Box/Freeview/set-top box and Digital TV receiver

Do I need Appliance Insurance?

It is always recommended to insure appliances as it is impossible to predict when they might go wrong.

Whilst you may not use every appliance every day, major appliances like your fridge, washing machine and cooker are typically the most important appliances that require cover.

Our adaptable home appliance insurance cover allows you to choose the appliances that are most important for you to protect. If you need entertainment appliance or kitchen appliance insurance or even both, our policy is the best appliance insurance for you.

Is Appliance Insurance Cover worth it?

Arranging the repair of your household appliances can be time-consuming and costly.

From finding a trustworthy professional to repair the appliance, arranging a suitable time, the replacement of parts and paying labour costs, our policies eliminate the hassle and unexpected cost, safeguarding your time and money.

Can I Insurance multiple appliances on the same policy?

Yes, with our flexible appliance insurance policy you can choose to insure one appliance or take out multi appliance insurance.

Our household appliance insurance and extended warranties start from £6.58 per month for a singular appliance and £10.99 per month for multiple appliances with only a 14 day waiting period (moratorium) before you can claim.

Some frequently asked questions

Yes, we offer a 14-day cooling off period with this policy. 

Your appliances will not be covered for accidental damage, under this policy. 

Yes all repairs we may have to make in the event of a claim will be covered for 3 months. 

Notably, we cover an extensive range of both audio/visual and kitchen appliances including: 

  • Oven, cooker and hob
  • Washing machine, dishwasher, tumble dryer and washer/dryer
  • Freezer, fridge and fridge/freezer
  • Microwave oven
  • TV and DVD player/recorder
  • Hi-Fi systems, sound servers for Wi-Fi MP3 and surround sound equipment
  • Sky Box/Freeview/set-top box and Digital TV receiver

No we do not cover appliances used for business or commercial purposes. 

Important documents

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