How to cut down on your home energy bill

Home Insurance Cover includes

  • Structural Damage & Repair
  • Partial or Full Repair/Rebuild After A Disaster
  • Tailored Policy to Your Requirements
  • Policies Underwritten by Sagic

Buildings & Contents Insurance

Get a Quote

Worried about rising energy costs? This comprehensive guide offers you clever and practical ways to save on your energy bills.

The energy crisis is a complex and evolving issue caused by a combination of factors: cold winters, depleting energy supplies as well as sanctions on Russian imports. While renewable energy sources are an important priority and a growing area of interest for the UK government, fossil fuels are still the mainstay source of energy to heat and power our homes. With the energy price cap rising by over 50 per cent, it’s never been more important to find innovative ways to raise your home’s energy efficiency and lower its usage. 

We offer a guide to help you reduce your household energy bill and push the pence and pounds a little further.

Smart meter

Chances are you already have a smart meter installed or are on your way to do so, thanks to the Government’s plan to roll them out across the country. However, if your smart meter isn’t yet fitted, you can request one from smart meters’ website.

The advantage of the smart meter – which includes an in-home display and communication hub – is that it allows you, and your provider, to keep track of your energy usage. Some studies showed that by monitoring their usage, households could reduce their energy consumption by nearly 10 per cent during peak demand (while the household is awake).

Smart thermostat

In many UK households, the cost of heating, especially during the colder months, is responsible for more than half of their monthly energy bills. While many households have some form of smart technology in their homes, such as an Amazon Alexa, not all of these are focused specifically on saving energy which is where the smart thermostat comes into play. It allows you to control your heating and cooling remotely so that you no longer have to pay the bill for heating an empty house. One of the most popular, the Hive thermostat, claims to save you around  £110 on your energy bill each year.

Boiler/Immersion timer 

It’s as easy to leave the heating on thoughtlessly as it is to warm the boiler for a longer period than strictly necessary. A boiler timer can work with your smart home console, such as a Google Nest, enabling you to time your boiler to start warming half an hour before bath time. Generally speaking, an electric shower is less resource intensive to run than a bath, so would be the most energy efficient option for a household: it is also cheaper to install and takes up less room in a house.

Change your bulbs

Because LED lights convert most of their energy source into light, instead of heating up unnecessarily, they use over 80 per cent less electricity than traditional light bulbs. When you consider that lighting your house accounts for about 10 percent of your electricity bill, LED lighting offers significant savings potential on your electricity costs. In fact, if you replaced all your incandescent or halogen bulbs in your house with LED lights in your house, you’d reduce your carbon dioxide emissions by around 40kgs a year.

Replace your old energy-heavy appliances with ‘greener’ alternatives

Using a modern dryer versus an older or less efficient one, can cut the cost of drying your clothes by half. For example, an A++ rated tumble dryer uses less than half the amount of electricity per load compared to a C-rated dryer. The same holds true for fridge freezers. Households can save over £100 a year with a more energy efficient fridge and freezer.

According to Beko, most condenser tumble dryers display an energy rating of either B or C, whereas heat pump tumble dryers are rated A+ or A++. 

Another quick tip for fridges and freezers is to keep them full, even if it’s just with water and ice. A full fridge or freezer loses less cold air and is therefore cheaper to keep food cool or frozen. 

Be mindful of how you use your appliances

Another way to cut down on the cost of drying your clothes, other than hanging them out on the washing line in summer, is to double spin your clothes. Cold quick washes are also more energy efficient than longer hot washes. The same applies to your dishwasher, where a quick or eco wash will offer the most household savings. Further to this is to ensure only to run your washing machine and dishwasher with a full load of clothes or dishes. If you have a timer setting on your washer/dryer you can also time it to do the laundry during the time of off-peak electricity tariffs (from midnight to morning). Laundry balls used in the tumble dryer also create space between the items of clothing, allowing heat to circulate more freely and cutting down on your drying time. 

British Gas offers the following additional ‘quick-saver’ tips:

Buying a new home? How the energy rating makes a difference

A lot like the coloured stickers on the appliances mentioned above, an Energy Performance Certificate tells both the buyer and seller how energy efficient a home is by assigning it a letter from A (most efficient) to G (least efficient). The government has mandated that by 2025, all new tenancies need to show an energy efficiency of at least C. An energy efficient build makes a huge difference to the consumer’s pocket, however, with a Guardian article surmising that energy efficient building standards save some households around £1000 per year. 

Some of the ways that a house can be upgraded to improve its energy efficiency and thereby its rating include:

If you’re not in the market for an upgrade, even the most basic changes can make a dent.

Try the following:

Make good with Government discounts

Vulnerable, elderly or low income houses have several options available to them to make high energy costs more manageable, including:

For other households, there are also options available including:

Payment plan with your suppliers. You are legally permitted to ask your supplier to 

The Government Energy Discount scheme is also passing down savings to all households via their suppliers. Learn more here. 

Off the grid living – is it possible?

Living off the electricity grid in the UK is entirely possible, plausible and when it comes to the current state of affairs, also fairly practical. A common way to generate electricity independently is by installing solar panels, along with batteries to store the power. However, less commonly people use wind or hydroelectric energy to power their homes. Specifically for solar panels, there are a number of government incentives linked to their installation in a private home, namely: