When you’re moving house you need to know that all of the basics will be taken care of. With this in mind, we’ve created a change of address checklist UK residents can work through to make sure that everything from insurance policies and your post to bank statements and bills are switched over.
Let’s start with the basics so that you can get on top of things one step at a time.
Key Takeaways
- Working through our checklist step by step will help you manage your stress
- You don’t have to change everything in one day if you find it overwhelming
- The Royal Mail redirection service will catch anything you miss first time
- All of your insurers need to know your new address on the day you move
Changing Your Address With Banks and Lenders
Making sure that your bank statements, replacement debit cards, and credit card bills arrive at your new address is important for your personal security. Here’s a quick checklist to make sure nothing is missed:
- Contact Your Bank: Use your bank’s app or online portal to notify them of your change of address as soon as possible
- Contact Any Lenders: If you have loans or credit cards in your name, create a list of everyone you need to notify and work through it one at a time
- Contact Your Pension Provider: A private pension company will need to be notified of your new address so they can redirect all correspondence
While this first step can naturally feel overwhelming, especially at a time when you have so much else going on, making a start always greatly reduces your stress.
Changing Your Address With Utility Companies
Getting services that are linked to your old address switched over to your new address will ensure that you are only billed for what you are using. Here’s a comprehensive shortlist that will cover everything you need to take a look at:
- Gas, Electricity, and Water: Provide them with the date of your move so that they can send you a final bill for your old address and start a new account for your new address
- Phone and Broadband: These types of tech-based companies typically have easy-to-use apps that allow you to notify them of changes in seconds
- TV License: Updating your TV license to cover your new address will ensure that you are not sent reminders soon after moving in
You’re now starting to build some real momentum and you’re nearly halfway through our checklist. Next, we need to take a look at the key things that it’s all too easy to overlook.
Changing Your Address With Key People
Your bank and bills are taken care of, but there are a few people who need to know your new address from the day you move in:
- The Postman: Use the Royal Mail’s redirection service to make sure that there is plenty of overlap between addresses and then make the changes accordingly
- Your Employer: A quick email to your manager or supervisor to let them know your new address will ensure it is reflected on your next payslip
- Your Insurers: No matter what’s insured, the insurer needs to know your new address- you can update any policies with Surewise here.
- Your Doctor: Contact your GP surgery to let them know your new address and they will tell you if you need to transfer to a new practice in a different catchment area- the same applies to your dentist and optician
- The School: Letting your child’s school know of your change of address will ensure they have the latest contact details should they need you
Letting family and friends know that you have moved will also make sure everything from Christmas cards to holiday postcards lands in the right place for years to come. You will also want to connect with any magazines or subscription box services you use.
Before we take a look at the final group of people you need to contact, let’s take a moment to focus on you.
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Changing Your Address With Agencies
The final step is to work through this short checklist and tick off everyone that applies to you:
- HMRC: Updating your address with HMRC ensures that all of your tax records will be accurate
- DVLA: Putting your new address on your driving license and V5C logbook is a legal requirement
- Electoral Roll: When you move house you have to join the electoral again, even if you are moving just a couple of streets away
- The Council: Notifying your local council of your new address ensures that your council tax bill reflects your change of residence
- DWP: Let DWP know your new address if you receive benefits and update your NI contributions
Managing Your Stress When Changing Your Address
Here at Surewise, we want to help in any way we can. Moving house is something many of us naturally find stressful, that’s why we want to share a couple of useful resources with you:
- Our Moving House Checklist helps provide a step-by-step structure that allows you to break things down into bitesize tasks
- Our self-storage packing tips ensure that everything you store during the moving process is safe, secure, and looked after
Knowing that there are simple processes out there that you can follow could make all the difference to your stress. Take a look at our resources when you have time and you’ll be able to take back control of moving home.
Using the links in the above section and working through each one step by step can help you break things down and make the task of changing your address more manageable.
We hope you’ve found our checklist useful and that it has shown you that the process is a lot more manageable than you previously thought.
To help play our part in the process, please connect with our experienced team members today to change your address or to discuss your Storage Insurance options. We are always here when you need us so that you can settle into your new home as quickly as possible.
