Landlords Appliance Insurance

Cover Includes 

✓  White & Brown Goods

  Items Protected up to Value of £5000

✓  3 Levels of Cover Tailored to Your Needs

✓  No Hidden Fees or Price/Excess Hikes

Cover from just £6.58 per month

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Landlords Appliance Insurance

Cover Multiple Appliances in Your Rental Properties

One of the most important responsibilities that landlords have is maintaining their rental property and that includes the appliances in a furnished property. Not only can this be time consuming, but it can also be quite expensive, which is why landlords choose comprehensive insurance policies to ensure they’re covered in the event of home emergencies and when appliances breakdown. 

Our Landlords Appliance Insurance protects you from the unexpected costs that come with replacing & repairing household appliances, covering the white goods & brown goods within your property!

You can choose to cover one most valuable or essential appliance or take out cover for multiple appliances within the property, ensuring that you and your tenants can life live confidently

Cover options

Our Landlords Appliance Insurance cover includes policies ranging from singular appliance cover through to our bronze, silver and gold tiers for multi-appliance protection for kitchen, laundry and entertainment appliances up to a total of £5000.

  • Single appliance cover: Our policies start from just £6.58* per month. Cover for a single household appliance up to a total value of £3000 (kitchen and audio/visual appliances). *Only to be paid annually
  • Multi-appliance insurance cover start from just £10.99 per month. We offer three levels of cover for you to choose from:
  • Bronze cover: Cover for multiple household appliances up to a total combined value of £1000 (kitchen appliances only)
  • Silver cover: Cover for multiple household appliances up to a total combined value of £3000 (kitchen and audio appliances)
  • Gold cover: Cover for multiple home appliances up to a total combined value of £5000 (kitchen and audio appliances).

Key Benefits of our Landlords Appliance Insurance

  • Multi-Appliance Cover can add many appliances to one policy
  • Cover for parts, labour and call-outs
  • Add different appliance brands and types to one policy
  • Different payment plans available – monthly and annual
  • Choose between 3 levels of cover: Bronze, Silver and Gold
  • All brands covered. Simply pick your make and model.
  • Unlimited number of repairs
  • Repairs guaranteed for 3 months
  • Cover extends to appliances more than 8 years old
  • Only a 14-day moratorium on claims
  • 14-day cooling off period

Important bits to know

Please note there is a 14-day Moratorium with this policy before you are able to make a claim.

In the event of a claim, please be aware you will need a proof of purchase of the appliance to confirm you are the first owner.

In the event that an incident will likely result in a claim please call 03300 555 274. Our appliance insurance policies are underwritten by Acasta European Insurance Company and all claims will be handled by the Business and Domestic Administration Services (Motorway Direct).

What Domestic Appliances are covered?

Get Landlord Appliance Insurance for a range of kitchen (white goods) and audio/visual appliances (brown goods) including;

  • Cooker, oven and hob
  • Dishwasher, washing machine, tumble dryer and washer/dryer
  • Microwave oven
  • Fridge, freezer and fridge/freezer
  • TV and DVD player/recorder
  • Hi-Fi systems, sound servers for WiFI MP3 and surround sound equipment
  • Sky Box/Freeview/set-top box and Digital TV receiver

Do I need Landlords Appliance Insurance?

It is always recommended to insure appliances as it is impossible to predict when they might go wrong, especially if you are providing appliances & furnishings for a property that you are renting out. Alternatively, our Appliance Insurance Policy provides the same level of cover if you are a tenant or occupying the property yourself.

Protecting major appliances like the fridge, washing machine and cooker is most common as these are typically the most used appliances within the household.

Our adaptable Home Appliance Insurance for Landlords allows you to protect the appliances that you provide for your tenants to use.

Is Landlords Appliance Insurance Cover worth it?

Arranging the repair of your household appliances can be time-consuming and costly.

From finding a trustworthy professional to repair the appliance, arranging a suitable time, the replacement of parts and paying labour costs, our policies eliminate the hassle and unexpected cost, safeguarding your time and money. 

Can I Insure multiple appliances on the same policy?

Yes, with our flexible appliance insurance cover for landlords you can choose to insure one appliance or take out multi appliance insurance.

Our household appliance insurance and extended warranties start from £6.58 per month for a singular appliance and £10.99 per month for multiple appliances with only a 14 day waiting period (moratorium) before you can claim.

Some Frequently Asked Questions

Yes, we offer a 14-day cooling off period with this policy. 

Your appliances will not be covered for accidental damage, under this policy. 

Yes all repairs we may have to make in the event of a claim will be covered for 3 months. 

Notably, we cover an extensive range of both audio/visual and kitchen appliances including: 

  • Oven, cooker and hob
  • Washing machine, dishwasher, tumble dryer and washer/dryer
  • Freezer, fridge and fridge/freezer
  • Microwave oven
  • TV and DVD player/recorder
  • Hi-Fi systems, sound servers for Wi-Fi MP3 and surround sound equipment
  • Sky Box/Freeview/set-top box and Digital TV receiver

No we do not cover appliances used for business or commercial purposes. 

Important documents

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