Mobility scooters are an ideal method of transport for people with mobility limitations, providing much-needed independence to the people that rely on them. Our Mobility Scooter Insurance and breakdown cover protects you against the common problems that come with owning a Mobility Scooter, protecting you from unexpected costs, safeguarding your freedom and preserving your independence!
Our mobility scooter policy provides comprehensive cover for; accidental damage, theft, third party liability, personal accidents as well as mobility scooter breakdown and recovery.
We cover all types of mobility scooters, from portable and class 2 mobility scooters to 3 wheeled, tandem and class 3 mobility scooters. Also included in these policies are elements of our Wheelchair Insurance, providing additional cover for manual and powered wheelchair users. For example, we automatically cover your manual wheelchair under this policy up to £2,000 for accidental damage, fire, flood, malicious damage, vandalism, storm, or theft.
We give customers the option to pay monthly for mobility scooter insurance starting at £3.85 per month or make additional savings by paying an annual price of £38.50.
So, whether you own a 2nd hand mobility scooter or a brand new one, you can live life confidently knowing that our policies have you and your scooter covered!
These are some of the reasons our customers choose us:
Our policies are underwritten by SAGIC, The Salvation Army General Insurance Corporation, who are wholly owned by The Salvation Army. This means when you buy this policy, you are helping The Salvation Army support people in need and gives you an ethical, trustworthy underwriter to look after you in the event of a claim.
Loss or damage to your mobility scooter
Personal Accident up to £3,000
Legal Expenses up to £100,000
Extras included with your policy
It is important to note there is a 7-day waiting period (moratorium), after or from your start date, before you are able to make a claim on your mobility scooter insurance policy.
In the event of an incident likely to result in a claim please call SAGIC on 0300 030 1865 , you can also email email@example.com.
If you have chosen 24/7 specialist mobility scooter breakdown and recovery cover, please call 01604 640922 in the event of needing recovery.
Mechanical breakdown, failure or manufacturing defects
Wear and Tear
Vehicles which are capable of exceeding 8mph
Mobility scooters which are stored outside overnight even if locked and secured
We understand that every customer has different needs and we take pride in ensuring that our customers are catered for with the best cover to suit them. Our cover levels are based around the value of your scooter, protecting you from paying extra for cover that you don’t need!
In order to prevent any loss, we allow you to set the exact value of your scooter up to a figure of £10,000
With further additions such as:
Otherwise known as Class 2 Invalid Carriages – You can use class 2 mobility scooters on pavements and in shopping areas. They can be three wheel, four wheel and even five wheel models. If you want a small, light and affordable mobility scooter, then consider class 2 models, such as Pride Go-Go Elite Traveller Plus and Pro Rider Freedom Mobility Scooter. Maximum speed limit is 4mph.
Folding mobility scooters (also known as portable scooters or travel scooters) are small, lightweight and are easy to fold up or disassemble for transport and storage. Examples include Pro Rider Elite Portable Mobility Scooter, Drive Scout 3 and Shoprider Whisper. Maximum speed limit is 4mph.
Otherwise known as Tandem Scooters – 3 Wheeled or 2 seated mobility scooters are not always covered by other insurers. Rest assured though, they are covered under one of our Mobility Scooter insurance policies. Examples include the Drive Medical Sport Rider 3-wheeler or the Shoprider 889DXD Double seater.
Otherwise known as Class 3 Invalid Carriages – You can use class 3 mobility scooters on the road, on pavements and in shopping areas. With the right tyres and rear wheel drive (RWD), you can even go off-road. Class 3 mobility scooters are fairly large, with suitably large batteries and many manufacturers aim to make them super-comfortable and luxurious. They are relatively far-ranging and come with extra safety features, such as front and rear lights, indicators, horn, brakes and rear-view mirrors. These features are important if you drive your scooter on roads. Some of the best class 3 mobility scooters include Drive Royale 4, Pride Colt Executive and Shoprider Cordoba. The maximum speed limit for class 3 mobility scooters is 8mph.
No, you do not need a licence to use a mobility scooter in the UK.
No, it is not a legal requirement to have insurance for mobility scooters at present.
However, the Department for Transport states: “it is strongly advised that people take out insurance to cover personal safety, other people’s safety and the value of the vehicle.”
DisabledMotoring.org advise “Although insurance for mobility scooters or powerchairs is not a legal requirement, it is highly recommended.“
No, you do not need to pay for tax on a mobility scooter, however you may need to register it with the DVLA.
You do not need to register a Class 2 Invalid Carriage with the DVLA.
However, it is a legal requirement to register Class 3 Invalid Carriages with the DVLA as they exceed 4mph and are designed for use on the road.
You can use a mobility scooter if:
With our policy, yes.
Our flexibly designed insurance for Mobility Scooters gives full coverage to multiple riders if given express permission by the owner of the scooter and policy holder.
When you’re looking for insurance for mobility scooters, it’s advisable to compare mobility scooter insurance providers to make sure you have the right cover and the correct cover for your needs.
We believe that we have the most competitive and best cover available, but we also have a price match guarantee as detailed below in case you find otherwise and would still like to insure with us and use SAGIC (The Salvation Army General Insurance Corporation) as your underwriter. SAGIC’s profits are returned to The Salvation Army to help their charitable works supporting those in need.
Because Disability Scooter Insurance is a specialist insurance product for a smaller market, it is not usually available on insurance comparison websites such as Compare the Market and Money Supermarket. Similarly, Age UK, Saga, Direct Line, The AA and other large insurers and charities do not provide specialist insurance cover for mobility scooters. Some may include cover within their home insurance policies but you should be careful to make sure extras such as puncture care, breakdown and travel cover are included if you need them as most do not include this.
Fish Mobility Scooter Insurance, along with Blue Badge, Lockton, ETA, Chartwell and Premier Care (or Mark Bates) do provide specialist cover. These brands may have mobility scooter insurance UK comparison tables or advertise that they have the cheapest product but it’s very important to check that these tables have the latest prices and correct cover levels as many have not been updated. Locktons Basic Scooter Insurance is £32 but only provides Liability insurance and no other cover, for example. It’s also important to check if your policies are likely to increase at renewal.
We believe that we provide the best cover at the lowest prices with the best underwriter but please let us know if you think otherwise and we’ll price match for you.
We offer much more than just great prices, but we don’t want price to be a reason you shop elsewhere.
At Surewise.com we believe that our Mobility Scooter cover is the best value cover on the market.
We promise that we will match the cheapest mobility scooter insurance, with the same level of cover, that you can find – even up to 7 days after your purchase.
All you need to do is make a note of the supplier, its price and the cover you want us to match. We will verify and match the price there and then for you.
To benefit by phone, call 01268 200020 , or email firstname.lastname@example.org
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