Moving House Checklist: What To Do & When
There are so many things to do when moving house, but the key is to be systematic and work through everything one step at a time. In this comprehensive guide, we’re going to talk you through every aspect of the moving process so that you know exactly what you have to do. We will start […]
Read MoreWhat To Do If Your Tenants Won’t Pay the Rent
When you buy to let, the benefits seem obvious: the rental income will pay off the mortgage, and after a given time frame you will receive a healthy supplement to your income from your additional property or properties. However, letting out a property can equally be a nightmarish experience which results in you losing money […]
Read MoreExactly How Does Universal Credit Affect Tenants & Landlords?
Universal Credit has rolled out across the UK, but not everyone is happy, especially landlords. The intentions behind Universal Credit (UC) are good. It replaces six different benefits and simplifies payments. It should also encourage recipients to learn financial responsibility. Unfortunately, the process is proving problematic. One of the biggest problems is late payments. Many […]
Read MoreNews Release: Mobility Scooter Users More Than Two and a Half Times More Likely to Be Killed in a Road Crash
Mobility scooter riders are more than two and a half times more likely to be killed in a road crash compared to other road users, data has revealed. Department for Transport (DfT) road casualty statistics show that in 2022, nine mobility scooter users were killed and 270 were injured in collisions on the UK’s roads. […]
Read MoreHelp! My Tenant Won’t Let Me Onto The Property
If you need to gain access to your rented property for any given reason, for example, to do a gas certificate or to show potential new tenants the property, but your tenant does not grant you permission to enter, you first need to get permission from the tenant and until given you are not legally […]
Read MoreHow Much Does Self Storage Cost?
In this article, we’re going to take a look at the typical costs of self-storage, other key factors to consider, and the main benefits of using self-storage.
Read MoreWhat To Do If Tenants Damage Your Property
Normally you will request a deposit before your tenant moves in. This is to cover damage to any part of your property. This could include damage through negligence such as burns on the carpets. Another example is painting the walls bright colours and then not restoring them to their original colour before they leave. However, […]
Read MoreIs My Property A Flood Risk & How Will It Impact My Home Insurance Policy?
In the UK, at least one in six properties are at risk for flooding. However, a property’s flood risk isn’t static: it can change over time. Some of the factors that will impact your property’s risk, include population density in an area, industry and development, land management, and the one factor that increases risk over […]
Read MoreLandlord Mistakes You Should Never Make
When it comes to being a landlord, a lot of responsibility rests on your shoulders – not only do you need to keep good tenants in your property, you need to ensure the house is maintained well and make sure you put measures in place to prevent the tenants from damaging your property. In short, […]
Read MoreIs it Expensive to Advertise on Zoopla, Rightmove & PrimeLocation?
(..And how do you list online property? ..see below!) Don’t you hate it when the answer is: It depends? It seems like such a cop-out. Unfortunately, it is usually the only answer because of all the different factors at play. Read below to find out the cheapest way to advertise property online that’s right for […]
Read MoreHow to Complain about your Letting Agent
Letting agents can be heaven-sent – arranging all rentals on your behalf and dealing with your tenant’s complaints, or from the other side of the same coin, liaising with the landlord on your behalf. However, a bad letting agent can be far worse than managing your rental property or properties yourself. If you have had […]
Read MoreStudent Contents Insurance: Your Options
In this guide, we’ll cover how to get student contents insurance that fits within your budget, what options are available to you, and other student insurance options you may want to consider. Additionally, we’ll explain what a student contents insurance policy will cover and why it is important to insure your possessions at university. How […]
Read MoreDiscover Who is Responsible for End of Tenancy Cleaning
Whether you are a tenant worried about receiving your deposit back, or a landlord looking to establish your rights and obligations, the question of end-of-tenancy cleaning and whose responsibility this factor lies with is an important issue to ensure all parties are clear on. It’s enough of a chore to clean up after yourself, let […]
Read MoreHow To Cut Down On Your Home Energy Bill
Worried about rising energy costs? This comprehensive guide offers you clever and practical ways to save on your energy bills. The energy crisis is a complex and evolving issue caused by a combination of factors: cold winters, depleting energy supplies as well as sanctions on Russian imports. While renewable energy sources are an important priority […]
Read MoreWhat Type Of Property Do I Own?
What Type Of Property Do I Own? When you first look at buying a property, you are confronted with new and exciting terminologies. Words such as ‘bungalow’, ‘flat’, ‘townhouse’, ‘semi-detached’, and ‘detached house’ dominate online and store-front descriptions for a new potential home. While many of these terms may be self-explanatory, when you take the […]
Read MoreWhat Materials Are My Walls Made Of?
Home insurance offers two types of insurance, Building and Contents. Building insurance covers the structure of your home, for example, the exterior walls, and not the belongings inside. It has to cover rebuild costs should a disaster of some kind cause significant damage, either to one section of your home or, at worst, the entire […]
Read MoreWhat Grade Listing is my Property?
Listed residential buildings have special historical value, so they need special insurance to ensure their value is maintained should a disaster of some kind occur. The type of listing dictates the extent and cost of cover required to rebuild, restore, and renovate the building. Therefore, it’s essential for insurance providers to know what grade your […]
Read MoreWhat Type of Lock Do I Have?
When you take out one of our home insurance policies, we’ll ask you a few key questions to get your quotation right. In order to answer them correctly and tailor your cover to your specific needs, you may find this guide to common locks rather handy. Why Am I Being Asked to Give Such Granular […]
Read MoreHow To Sell Your Home for More: 7 Tips to Staging Your Home
Preparing your home for potential buyers – otherwise known as ‘staging’ – is an important process to ensure your property has maximum appeal for buyers. Staging your home correctly can not only sell your property faster but can also help to add thousands in value to your home – so check out our top tips […]
Read MoreWhy Landlords and Tenants Hate Mould and Damp
Mould, landlords and tenants: They’re a combustible combination. Tenants feel landlords ought to take responsibility for the problem and fix it ASAP without any cost to them. Landlords, on the other hand, often feel that mould and dampness caused by condensation are tenants’ fault because they dry clothes inside or keep the windows closed when […]
Read MorePrivate Landlords Fight Unfair Buy-to-Let Tax Changes
Changes to tax laws that govern buy-to-let properties have landlords up in arms. The planned buy-to-let tax is deemed unfair because it targets private landlords who have buy-to-let properties in their own names and doesn’t target companies that invest in rental properties. Furthermore, tax will be on turnover rather than profit, which will eat into […]
Read MoreHow Can We Make Playgrounds Safe & Fun for Disabled Children?
Children’s playgrounds are places of fun, laughter and the occasional injury. But not all children can join in the fun because playgrounds simply don’t cater to their special needs. Sadly, children with disabilities are often unintentionally discriminated against in public parks and playgrounds. Parents of disabled children in Cork have had enough. They successfully lobbied […]
Read MoreEasy Peasy Tips for Home Improvements That Save Your Energy Bill
Living can be expensive. When we think about the costs of everyday living, we need to consider the cost of food, travel, rent and then bills on top of that, and that’s just to get by! Sometimes it feels like there’s nothing left after necessities – nothing for a spot of fun. So how would […]
Read MoreWhat New Landlords Need to Know About Energy Performance Certificates
Energy efficiency is one of the most important issues of our time, and it’s an issue that the UK government takes very seriously. In 2008, legislation regarding energy performance certificates (EPC) gave landlords incentives to improve the energy efficiency of their properties. If you’re looking to get into the landlord business, you need to be […]
Read MoreHow To Choose A Reputable Contractor For Home Renovations
There is little Brits love more than a good home renovation. This is evident in statistics released by Zopa following a survey of over 1200 people who’ve qualified for home improvement loans. One of the biggest findings is that most Brits renovate so that they can create their dream home. The intention is not to […]
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